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Live gold, silver, platinum, palladium, crude oil (WTI & Brent), and natural gas prices with calculators. Gold shown in 24K, 22K, 20K, 18K, 14K and 10K.

🥇 Gold Price Today - Live by Karat

Spot: $3,150.00/oz  ^ 0.96% today - loading...

Gold Calculator
KaratPurityPer GramPer TolaPer Troy Oz
24KPopular
100.0%$101.275$1,181.25$3,150.00
22KPopular
91.7%$92.839$1,082.85$2,887.61
21K
87.5%$88.615$1,033.59$2,756.25
20K
83.3%$84.392$984.33$2,624.89
18K
75.0%$75.956$885.94$2,362.50
16K
66.7%$67.520$787.54$2,100.11
14K
58.3%$59.074$689.02$1,837.40
10K
41.7%$42.201$492.23$1,312.61
9K
37.5%$37.978$442.97$1,181.25

🏅 Precious Metals - Live Spot Prices

⚡ Energy Commodities - Live Prices

📊 Today's Market Summary

🧮 Commodity Calculators

Complete Guide

📊 Key Data Points — Precious Metals 2026

$3,100–$3,300/oz

Gold spot price range, Q1 2026 (COMEX)

~88:1

Gold-Silver ratio April 2026 — silver historically cheap

₹8,800+/gram

Gold 24K price in India, April 2026 (INR terms)

75% LTV

RBI maximum gold loan ratio for NBFCs (2024 circular)

~10.6% CAGR

Gold 20-year return in USD terms (World Gold Council)

31.1035g

1 troy ounce — the global unit for all metal pricing

Precious Metals Price Calculators — Complete India & Global Guide 2026

Gold, silver, platinum, and palladium are the four precious metals that form the backbone of both retail jewellery markets and institutional investment portfolios worldwide. Yet most people — whether buying their first gold bangle or managing a serious commodity allocation — lack a single, reliable tool to calculate what their metals are actually worth right now, at the correct karat or purity, in their local currency. This is exactly the gap our Gold Price Calculator, Silver Price Calculator, and the full suite of commodity tools on this page are built to fill.

The live prices you see here are sourced from open commodity feeds updated every 60 seconds. Gold is displayed across all six karats (24K, 22K, 20K, 18K, 14K, and 10K) in five currencies (USD, INR, GBP, EUR, AED) with per-gram, per-tola, and per-troy-oz breakdowns — the exact units used by jewellers in Mumbai, Dubai, and London respectively. Silver is displayed at .999 fine, .925 sterling, .900 coin silver, and .800 European silver purity levels.

For investors, the key number is not just the current price — it is the net profit or loss on your position after accounting for the dealer's buy/sell spread (typically 1–3% each way). Use our Precious Metals Profit Calculator to enter your exact buy price, quantity, and fees for gold, silver, platinum, or palladium and see your real ROI and annualized return in seconds. It also shows the P&L scenario chart — what happens to your profit if the price moves ±5%, ±10%, ±20% from where you bought.

🔬 How Precious Metal Prices Are Set

Gold and silver spot prices are determined by the COMEX (Commodity Exchange) in New York and the LBMA (London Bullion Market Association) in London — the two dominant price-setting venues globally. The "spot price" is the price for immediate delivery of one troy ounce of .999 fine metal. It moves 24 hours a day, 5 days a week, driven by macro factors: US Federal Reserve interest rate decisions, dollar index movements, geopolitical risk, central bank buying (China and India together bought over 1,000 tonnes of gold in 2023), and ETF flows.

Platinum and palladium prices follow a different driver profile — both are platinum group metals (PGMs) used intensively in catalytic converters. Palladium is used in petrol/gasoline converters while platinum is used in diesel converters. The transition to electric vehicles is a structural headwind for palladium demand long-term, which has contributed to its price decline from $3,000+/oz in 2021 to ~$1,000/oz in 2026. Use our Palladium Calculator and Platinum Calculator to track live prices and evaluate whether current levels represent attractive entry points.

📊 Gold vs Silver vs Platinum vs Palladium — Side-by-Side 2026

MetalApprox Price/ozPrimary UseVolatilityCalculator
🥇 Gold~$3,200Safe haven, jewellery, central bank reserveLow–MediumCalculator →
🥈 Silver~$36Industrial (solar, EVs), jewellery, investmentMedium–HighCalculator →
💎 Platinum~$960Diesel catalytic converters, jewelleryMediumCalculator →
⚗️ Palladium~$980Petrol catalytic converters, electronicsHighCalculator →

🇮🇳 Gold Prices in India — What You're Actually Paying

India is the world's second-largest gold consumer (after China), importing 700–800 tonnes annually. The domestic price of gold is the international spot price converted to INR, plus a 15% import duty and 3% GST. This means Indian gold prices can diverge significantly from global prices during periods of rupee weakness or changes in import duty — as happened in 2013 when the government raised import duty from 4% to 10% overnight, creating a ₹2,000/10g gap between international and domestic prices.

For jewellery buyers, the price you pay includes: pure metal value (calculated using our Gold Price Calculator) + making charges (8–25% depending on design) + 3% GST on the total. A 22K gold chain of 10 grams at ₹7,200/gram (metal value) with 12% making charges costs: ₹72,000 + ₹8,640 making + ₹2,419 GST = ₹83,059 total. Always verify the pure metal component against our live calculator before negotiating.

For gold loans, the RBI mandates that lenders can advance a maximum of 75% of the gold's value (LTV ratio). If you have 50 grams of 22K gold worth ₹3,60,000, the maximum loan is ₹2,70,000. Our Gold Loan Calculator computes eligible loan amount, monthly EMI breakdown across different tenure options (3 months to 3 years), and total interest cost — critical for comparing offers from Muthoot, Manappuram, and your local bank.

🎯 How to Use These Calculators — Real Scenarios

Buying Gold Jewellery — Verify Before You Pay

Before visiting a jeweller, open the Gold Price Calculator, enter your target weight (e.g., 20 grams of 22K), and note the pure metal value. Then add the jeweller's making charges (ask them what % they charge). If their total price is more than 20% above the metal value, you're overpaying for making charges. Use this as your negotiation baseline. Track live gold prices with our real-time feed to catch the right buying window — gold often dips 1–2% after a US CPI data release.

Tracking Investment Returns on Bullion

If you bought 100 grams of silver at ₹72/gram last year and want to know your exact P&L today including the 2% dealer sell commission, open the Precious Metals Profit Calculator, select silver, enter buy price, quantity, and fees. The calculator shows net profit in INR and %, annualized return, and your exact break-even price — all updated at the live silver price.

Deciding Between Gold ETF vs Physical Gold

Physical gold has storage and insurance costs (0.3–0.5% p.a.) plus making charges at purchase. Gold ETFs have expense ratios of 0.4–0.6% p.a. and no storage cost, but no jewellery utility. Sovereign Gold Bonds (SGBs) offer 2.5% p.a. interest on top of gold price appreciation and are capital gains tax-free at maturity. Use our SIP vs Gold Calculator to compare a monthly SGB/ETF purchase against an equivalent SIP in equity mutual funds over your investment horizon.

💡 Pro Tips for Precious Metal Buyers & Investors

1. Always calculate metal value independently. Before any gold purchase, run the weight and karat through our Gold Price Calculator. Retailers sometimes use a slightly lower rate than the current market price when computing making charges.

2. Watch the gold-silver ratio. Historically, the ratio averages around 60:1. At 88:1 (April 2026), silver is historically cheap relative to gold. Many sophisticated investors rotate from gold to silver when the ratio is above 80 and back when below 50.

3. Account for bid-ask spread in profit calculations. The spot price is theoretical — you buy at the ask (spot + dealer premium, typically 2–4% for coins) and sell at the bid (spot minus dealer discount, typically 1–2%). A coin bought at +3% premium and sold at -1% discount means you need gold to rise 4% just to break even. Our P&L Calculator includes separate buy and sell fee fields for this reason.

4. Track your portfolio holistically. Don't track each metal purchase in isolation — use the Commodity Portfolio Tracker to see your total precious metals exposure, average cost per ounce, and overall gain/loss at live prices.

5. Compare gold against other inflation hedges. Gold is not the only inflation hedge — I-Bonds, TIPS, REITs, and equities all protect against inflation differently. Use our Inflation Calculator to quantify what you need your investment to return just to maintain purchasing power.

🏁 Bottom Line

Precious metals — gold, silver, platinum, palladium — remain essential components of a diversified portfolio and the foundation of retail jewellery in India and across the Gulf. The challenge has always been getting accurate, current pricing in the right unit (grams, not just troy ounces), the right currency (INR or AED, not just USD), and the right purity (22K, not just 24K). Our calculator suite solves this with live spot feeds and instant conversion across every meaningful unit, purity, and currency combination.

Whether you are a first-time jewellery buyer checking that you're not being overcharged, a serious investor calculating your true ROI after fees, someone pledging gold for a loan, or a hobbyist tracking a diversified commodity portfolio — the tools above give you the numbers you need in seconds, with no sign-up required.

Start with the Gold Price Calculator for today's live karat prices, use the Precious Metals Profit Calculator to analyze any trade, and track your total exposure with the Portfolio Tracker. All live, all free, all accurate.

Every tool you need for precious metals investing, pricing, and portfolio tracking — all with live spot prices.

❓ Precious Metals FAQ — Everything You Need to Know

Detailed answers to the most common questions about gold, silver, platinum & palladium investing, pricing, and calculations.

Disclaimer: Prices sourced from free public APIs (open.er-api.com, metals.live, stooq.com, frankfurter.app) and may be delayed up to 15 minutes. For informational use only - not for trading decisions. Gold karat prices calculated from spot price; actual jewellery prices include making charges and markups. Currency rates are indicative. Always verify with your broker before transacting.