🥇 Gold Price Calculator - Live Karat Prices

Live gold price in 24K, 22K, 20K, 18K, 14K, 10K - per gram, tola & troy oz - multi-currency

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Gold

XAU - per troy oz

$3,150.00

+$30.00 (+0.96%)

Fetching live price...

Gold Price by Karat - Today

in USD per gram

Gold Spot Price - Today (USD/oz)

^ +30.00 (+0.96%)

* Indicative intraday movement - Source: loading... - Cached

💰 Calculate Gold Value

Gold Weight

= 10.000g - 0.3215 oz - 0.857 tola

Karat (22K selected)

Making Charges: 8%(set 0 for raw bullion value)

0% bullion15% typical30% premium

Pure Gold (22K - 10.00g)$928.39

Making Charges (8%)$74.27

Jewellery Value (excl. GST)$1,002.66

GST 3% (India)$30.08

💰 Total with GST$1,032.74

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Complete Guide

📊 Gold Price Key Facts — 2026

31.1035g

Grams in 1 troy ounce — the global gold pricing unit

91.67%

Gold purity of 22K — most popular jewellery karat in India

15% + 3% GST

India import duty + GST added to international spot price

~8–25%

Typical making charges range on gold jewellery in India

$3,100–3,300

Gold spot price range Q1 2026 (COMEX, USD per troy oz)

1 Tola = 11.664g

Standard South Asian weight unit used by jewellers

Gold Price Calculator — Complete Guide 2026

The gold price you see quoted on financial news channels is always in USD per troy ounce for 24K (99.9% pure) gold. But almost nobody buys 24K gold by the troy ounce — in India and the Gulf, gold is bought in grams or tolas, in 22K or 18K purity, and the price you actually pay includes import duty, GST, and making charges on top. This calculator converts the live spot price into every unit and karat combination you need, in five currencies.

The conversion math: 1 troy oz = 31.1035 grams. 22K gold is 91.67% pure, so 22K price per gram = (spot ÷ 31.1035) × 0.9167. In India, add 15% import duty and 3% GST to get the domestic metal base price before making charges. When a jeweller quotes you ₹72,000 for 10 grams of 22K, run those numbers here first — you'll immediately see if the metal value stacks up or if you're being charged a premium.

For investment-grade gold (coins, bars), the relevant price is the spot price with no making charges. Use the making charges slider at 0% to get pure metal value. For jewellery with complex craftsmanship, 12–20% making is normal. For machine-made chains, anything above 10% is negotiable. Track your P&L on any gold position with the Precious Metals Profit Calculator and compare gold vs SIP returns with our SIP vs Gold Calculator.

📊 Gold Price by Karat — What Each Means

Karat	Purity	Best For	Typical Use
24K	99.9%	Investment coins, bars, ETFs	Highest purity; too soft for daily wear jewellery
22K	91.67%	Jewellery (India, Middle East)	Most popular for bridal and everyday gold jewellery
18K	75.0%	Fine jewellery (Europe, US)	Good hardness, lower cost; popular in Western markets
14K	58.33%	Fashion jewellery (US)	Most common karat sold in America; very durable
10K	41.67%	Budget jewellery	Minimum legal "gold" in the US; least pure option

🎯 How to Use This Calculator

Verifying a Jeweller Quote

Before paying, note the weight on the jewellery tag (e.g., 12.5g, 22K). Enter these into the calculator with 0% making charges to see pure metal value. Then ask the jeweller their making charge % — it should match the difference between what they quote and the metal value shown here. If they cannot justify the gap, negotiate or walk away.

Calculating Total Cost with GST for India

Select INR currency, enter your weight and karat, and set making charges to the jeweller's rate. The calculator shows pure metal value, making charges amount, jewellery value excluding GST, and total with 3% GST — exactly the 4-line breakdown on a proper GST invoice. Use this to cross-check before signing.

Timing a Gold Purchase

Gold prices dip predictably after US CPI data (if inflation is lower than expected), after Fed rate hike announcements, and during US dollar strength periods. Bookmark this page and check live prices during these windows. A 1% dip on a ₹5 lakh purchase saves ₹5,000.

💡 Pro Tips

1. Always demand a BIS hallmark certificate for gold jewellery — it guarantees the karat is genuine. Unhallmarked gold may be lower purity than stated.

2. 1 tola = 11.6638 grams (not 10g as some assume). This is a common confusion — our calculator handles the conversion precisely.

3. Gold ETFs and Sovereign Gold Bonds track 24K prices with no making charges, expense ratios under 0.5%, and zero storage cost — better than physical for pure investment.

4. Compare your gold investment against SIP alternatives using our SIP vs Gold Calculator before deciding allocation.